By Mary Alpizer
The United States, a profoundly capitalistic country, has chosen to pass the burden of healthcare spending to private consumers as well as other institutions such as employers and insurers. American healthcare system is currently the most expensive one in the world.
An article titled “What I Could Buy Instead of Health Care” by Rob Cockerham compares the price of a number of items versus the cost of insurance coverage. The writer finds that he could lease various cars, purchase subscriptions to magazines, and housekeeping services if he did not need to pay for the costs of health care. The cost of his health care plan for two adults and two children is $1,320.87. However, he considered if it should be a choice to spend money on services and goods rather than paying for something as necessary as a health care plan. He questioned what determines this and who it is determined by. If an intruder walked into a persons home, a 911 call would be a reflexive response. But if there was not a set up system and individuals had to pay for this kind of service out of their own pockets, many would not and it would be a dangerous disaster.
Socializing health care changes health care costs in the U.S. and instead of it being a luxury, it gives the value to something so important as health to a basic need.
Health insurance is one of the nations main problems. The cost of premiums continue to rise and many businesses are not able to afford it. As Americans, many have the luxury of health insurance; but far too many go without it. This concern is something that is always brought up as big issue at congressional debates. However, very little is done about it. There is a high demand to find a way so that every citizen of the United States is able to have affordable health care for themselves and their families.
Most people depend on their employers to provide them with health insurance but many times health care is not available through an employer. Many small businesses can not afford the high cost of health care, or it may be available, but the employee needs to pay the entire premium. Employers are also utilizing part time employees, of who for the most part are not qualified for benefits, including health insurance.
However, things seem to be taking the right direction after the America’s Affordable Health Act of 2009, which includes a government run insurance plan. This health reform bill seeks to expand the coverage to over 40 million Americans who are uninsured. It would lower the cost of health care. “ It will provide more security and stability to those who have health insurance. It will provide insurance to those who don’t. And it will lower cost of health care for our families, our businesses, and our government” President Obama assures. These bill intents to provide more security and stability.
This is the first time that the amount of uninsured people is reduced. The U.S Census Bureau reported that 48. 6 million people were without insurance last year. This number is a decrease from the 50 million from the year before. (2009) Yet, despite the decline, the percentage of people who are covered by government health insurance went up to 32.2 % from 31.2 % in 2010. While the number of people relying on government insurance programs increased last year, reports show that the percentage of the people who are covered by private health insurance stayed almost the same at 63.9 % in 2011.
It can be seen that citizens support the economy and build the country from the ground up. In reciprocity, the government provides rights and protection. The United States, a nation that concedes rights to its population, embarked into the 21st century with a neglected healthcare system, though having the greatest medical resources out of all other developed nations. A cause of this is that many U.S. citizens are in desperate need of healthcare. This triggers a debate on whether or not a government is accountable for the healthcare of its citizens. A citizen deserves many things from its government, considering that citizens are the ones to provide for the government to begin with. A country could not be a country without citizens and a citizen of a country cannot live without health. Therefore, a country is nothing without the health of its citizens. The United States government owes its citizens the right to healthcare and the only way to do so is by adopting a socialized healthcare system instead of the privatized one. Healthcare should be a right for all U.S. citizens because not only would it drastically lower costs from the current healthcare system for both the individual and the government, but also greatly improve healthcare rankings and satisfy the majority of the population.