How to pay for college with no money!

By Danny Mounce

You’ve waited so long to be an adult, now you’re in college preparing for life. Just one thing that troubles people is how to pay for it.  

It’s hard being a college student, all the work you get you do what ever you can to get by. For many people college isn’t the first thing on their mind because of the money. College tuition has gone up in the past years and is expected to get higher. Here are some ways students can pay for college with no money.

1) Be Smart. Many students who are smart have many options. Taking many AP classes in high school will help many students enter college as a sophomore cutting their college cost down by 25 percent. Students are also given scholarships or grants based on how well they do in high school. Scholarships are also given to student’s who take part in sports, clubs, and organizations. This may pay for half or all of your college tuition. So study hard, join a club, and be active.

2) Financial Aid. According to “over 50 percent of college students today use need-based financial aid”. Students who are eligible for this are based on two issues the cost of education and the families’ ability to pay. Cost of education varies from school to school. To apply for financial aid students must complete the Free Application for Financial Aid (FAFSA) and if needed, the College Scholarship Service’s Profile. Both documents are used to determine how much, if any, a family can provide towards college tuition.

3) Student Loans. Student loans are offered to college students to pay for tuition, books, and sometimes living expenses. Students are able to borrow money from the bank at a reduced interest rate and don’t have to pay it back until they are done with college. All college students are able to get some kind of student loan but the amount they can borrow may vary based on financial income both the students and the parents.

4) Join the Army. Many students join the Army right out of high school in quick way to pay for college. According to the Army website the Army will pay for soldiers to go to college or pay off their existing student loans. The Army tuition assistance covers 100% of course costs up to $250 per credit, with a maximum of $4,500 per academic year. Not only do you get free education you get the honor of protecting your country, just remember the Army is not for everyone.

5) Community College.  Many students chose to go to a community college to get a head start before entering a 4 year school. By going to a community college students cut the cost of college in half. Community colleges are cheaper and you get the same kind of classes you would get at a 4 year school, plus they don’t have dorms so many students live at home saving even more money.

There are many ways to pay for college. Whether you’re an adult or a high school student, the possibilities are endless. Just remember to check out the costs for each college first, it will make your planning a lot easier when you know what prices you have to work with.

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